Rates & Terms
Pawn Loan Services
Our loans are transparent and upfront with all costs associated with our transactions.
The service fees for your item are determined by your loan amount.
$5 – $10,000 Loans, maximum loan period is 24 months and payments are due every 30 days.
Loans at 10% interest rate for first 30 days, 10% interest rate after 31st day.
Maximum APR 120%, Customer chooses whether to pay interest-only or interest and principal monthly. No hidden fees. No upfront charges or advance charges.
Default Policy
30-day period between loan payment due dates (i.e. monthly payments) after 63 days without payment item will be considered forfeited.
Loan Example
Customer gets a loan of $1,000 he/she has plans to keep the loan for 2 months. Payment for first month $100, second month $100, the maximum payment to cover 2 months of interest and repay principal would be $1,200.
10% x $1000 = $100
10% x $1000 = $100
Total Interest $200 + $1,000 principal = $1,200
30-day period between payments.
No minimum repayment period.
Maximum repayment period of 24 months.